PF and ESIC Registration: Complete Employer Guide 2025

PF Registration (EPFO)

PF registration is mandatory for any establishment employing 20 or more persons. Once registered, the obligation continues even if headcount falls below 20.

PF Contribution Rates

• Employee: 12% of Basic+DA
• Employer: 12% (split as 3.67% to EPF + 8.33% to EPS pension)
• Additional: 0.5% EDLI insurance + 0.5% admin charges

ESIC Registration

Mandatory for establishments with 10+ employees where any employee earns up to ₹21,000/month.

ESIC Contribution Rates

• Employer: 3.25% of gross wages
• Employee: 0.75% of gross wages

ESIC Benefits for Employees

• Free medical treatment for employee and family
• Sickness benefit: 70% wages for 91 days/year
• Maternity benefit: 100% wages for 26 weeks
• Disablement benefit for work injuries